21 Jun 2023

Everything you need to know about investing

As Christians, we are called to work using our God-given talents and abilities, however, many people dream of a future where work becomes a choice rather than a necessity for money. This could mean working fewer hours while maintaining their lifestyles or pursuing more meaningful work. The key to making work optional lies in how we use our money today. The Humble Penny have outlined four powerful assets to invest in that can lead you to a future where work becomes optional. Investing in Stocks or Funds Investing in the stock market is one way to make your money work for you. There are three broad approaches to investing in stocks: * Index funds and ETFs (Exchange Traded Funds) involve investing your money in a basket of many companies, aiming for capital appreciation and reinvesting dividends. * Individual stocks can be riskier as most people who pick individual stocks lose their money. However, if you want to learn this approach, allocate less than 5% of your overall investment portfolio. * Dividend-paying stocks provide income which you can reinvest or use to supplement your lifestyle. Investing in Property Property investment is another popular option for creating long-term wealth. This can include purchasing rental properties, participating in property crowdfunding or real estate investment trusts (REITs), or even house-flipping. Investing in a Business or Side Hustle Starting your own business or launching a side hustle offers an opportunity to generate additional income streams and potentially grow your wealth over time. Investing in Yourself Investing time and resources into personal growth can pay off tremendously by improving your skills, knowledge, and confidence, ultimately leading to better career opportunities and higher income potential. Here are five steps you can follow to start investing: 1. Decide on your investing goal. 2. Choose a reputable investing platform. 3. Determine how much you want to invest monthly (you can start from as little as 20 a month). 4. Invest in cheap, globally diversified index funds and ETFs to reduce risks and keep your money spread across different companies. 5. Automate your investing with direct debits for consistent investment and enjoy the power of compounding interest. Investing can seem daunting at first, but once you get started, but Ken and Mary say it becomes easier over time. The critical factor is to think long-term and manage your risks by not putting all your eggs in one basket. Stay positive, stay practical, and stay prayerful in all things related to money. Follow The Humble Penny on Instagram, YouTube, or head over to their blog at TheHumblePenny.com for more articles on investing. Written by Cassandra Maria
Share this page...
SettingsRequest history8.3.17PHP Version130msRequest Duration4MBMemory UsageGET article-series/{article_series}/article/{article}
status
200 OK
full_url
https://premier.amperative.site/article-series/premier-gospel-news/article/everything-you-need-to-kn...
action_name
article-series.articles.show
controller_action
App\Http\Controllers\ArticleController@showArticleForArticleSeries
Theme
Open Button Position
Hide Empty Tabs
Autoshow
Reset to defaults
status
200 OK
full_url
https://premier.amperative.site/article-series/premier-gospel-news/article/everything-you-need-to-kn...
action_name
article-series.articles.show
controller_action
App\Http\Controllers\ArticleController@showArticleForArticleSeries
uri
GET article-series/{article_series}/article/{article}
scope_bindings
true
controller
App\Http\Controllers\ArticleController@showArticleForArticleSeries
file
app/Http/Controllers/ArticleController.php:20-29
middleware
web
duration
128ms
peak_memory
14MB
response
text/html; charset=UTF-8
request_format
html
request_query
[]
request_request
[]
request_headers
0 of 0
array:15 [ "host" => array:1 [ 0 => "premier.amperative.site" ] "connection" => array:1 [ 0 => "keep-alive" ] "pragma" => array:1 [ 0 => "no-cache" ] "cache-control" => array:1 [ 0 => "no-cache" ] "sec-ch-ua" => array:1 [ 0 => ""Chromium";v="130", "HeadlessChrome";v="130", "Not?A_Brand";v="99"" ] "sec-ch-ua-mobile" => array:1 [ 0 => "?0" ] "sec-ch-ua-platform" => array:1 [ 0 => ""Windows"" ] "upgrade-insecure-requests" => array:1 [ 0 => "1" ] "user-agent" => array:1 [ 0 => "Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)" ] "accept" => array:1 [ 0 => "text/html,application/xhtml+xml,application/xml;q=0.9,image/avif,image/webp,image/apng,*/*;q=0.8,application/signed-exchange;v=b3;q=0.7" ] "sec-fetch-site" => array:1 [ 0 => "none" ] "sec-fetch-mode" => array:1 [ 0 => "navigate" ] "sec-fetch-user" => array:1 [ 0 => "?1" ] "sec-fetch-dest" => array:1 [ 0 => "document" ] "accept-encoding" => array:1 [ 0 => "gzip, deflate, br, zstd" ] ]
request_cookies
[]
response_headers
0 of 0
array:3 [ "content-type" => array:1 [ 0 => "text/html; charset=UTF-8" ] "cache-control" => array:1 [ 0 => "no-cache, private" ] "date" => array:1 [ 0 => "Sat, 07 Jun 2025 22:28:31 GMT" ] ]
session_attributes
0 of 0
array:1 [ "_token" => "Imxy8FoJzoRiEqZJVWJRPE2CGIkIilkL3G53OCYs" ]
    • Booting (62.26ms)time
    • Application (67.48ms)time
    • Routing (4.96ms)
    • Preparing Response (28.68ms)
    • 1 x Application (51.99%)
      67.48ms
      1 x Booting (47.97%)
      62.26ms
      1 x Preparing Response (22.1%)
      28.68ms
      1 x Routing (3.82%)
      4.96ms
      38 templates were rendered
      • 1x templates.articles.showshow.blade.php#?blade
      • 1x components.sections.slimline-headerslimline-header.blade.php#?blade
      • 1x components.sections.header-topheader-top.blade.php#?blade
      • 20x components.iconicon.blade.php#?blade
      • 1x components.sharethissharethis.blade.php#?blade
      • 1x components.recommendations.index-bespokeindex-bespoke.blade.php#?blade
      • 1x components.promotional-blockspromotional-blocks.blade.php#?blade
      • 1x components.sections.footerfooter.blade.php#?blade
      • 2x components.form.inputinput.blade.php#?blade
      • 2x components.form.input-groupinput-group.blade.php#?blade
      • 1x components.layouts.mastermaster.blade.php#?blade
      • 1x components.faviconfavicon.blade.php#?blade
      • 1x components.social-metasocial-meta.blade.php#?blade
      • 1x components.modals.searchsearch.blade.php#?blade
      • 1x components.modals.generic-1generic-1.blade.php#?blade
      • 1x components.toast-controllertoast-controller.blade.php#?blade
      • 1x components.modals.model-show-thank-youmodel-show-thank-you.blade.php#?blade
      uri
      GET article-series/{article_series}/article/{article}
      middleware
      web
      scope_bindings
      true
      controller
      App\Http\Controllers\ArticleController@showArticleForArticleSeries
      as
      article-series.articles.show
      file
      app/Http/Controllers/ArticleController.php:20-29
      10 statements were executed (3 duplicates)Show only duplicates15.09ms
      • RedirectMiddleware.php#49premier950μsselect * from `redirects` where `is_regex` = 1 and `redirects`.`deleted_at` is null
        Bindings
        • 0: 1
        Backtrace
        • app/Http/Middleware/RedirectMiddleware.php:49
        • vendor/laravel/framework/src/Illuminate/Pipeline/Pipeline.php:209
        • vendor/laravel/framework/src/Illuminate/Pipeline/Pipeline.php:127
        • vendor/laravel/framework/src/Illuminate/Routing/Router.php:807
        • vendor/laravel/framework/src/Illuminate/Routing/Router.php:786
      • RedirectMiddleware.php#79premier520μsselect * from `redirects` where `is_regex` = 0 and `match` = '/article-series/premier-gospel-news/article/everything-you-need-to-know-about-investing' and `is_active` = 1 and `redirects`.`deleted_at` is null limit 1
        Bindings
        • 0: 0
        • 1: /article-series/premier-gospel-news/article/everything-you-need-to-know-about-investing
        • 2: 1
        Backtrace
        • app/Http/Middleware/RedirectMiddleware.php:79
        • vendor/laravel/framework/src/Illuminate/Pipeline/Pipeline.php:209
        • vendor/laravel/framework/src/Illuminate/Pipeline/Pipeline.php:127
        • vendor/laravel/framework/src/Illuminate/Routing/Router.php:807
        • vendor/laravel/framework/src/Illuminate/Routing/Router.php:786
      • DatabaseSessionHandler.php#97premier630μsselect * from `sessions` where `id` = 'S0qLBZbig1dDOxYYLjpACexSEcvUM6RCQx5I3NeZ' limit 1
        Bindings
        • 0: S0qLBZbig1dDOxYYLjpACexSEcvUM6RCQx5I3NeZ
        Backtrace
        • vendor/laravel/framework/src/Illuminate/Session/DatabaseSessionHandler.php:97
        • vendor/laravel/framework/src/Illuminate/Session/Store.php:117
        • vendor/laravel/framework/src/Illuminate/Session/Store.php:105
        • vendor/laravel/framework/src/Illuminate/Session/Store.php:89
        • vendor/laravel/framework/src/Illuminate/Session/Middleware/StartSession.php:147
      • ContentFamilyTrait.php#42premier960μsselect * from `article_series` where `slug` = 'premier-gospel-news' and `is_active` = 1 and `article_series`.`deleted_at` is null limit 1
        Bindings
        • 0: premier-gospel-news
        • 1: 1
        Backtrace
        • app/Models/Traits/ContentFamilyTrait.php:42
        • vendor/laravel/framework/src/Illuminate/Routing/ImplicitRouteBinding.php:61
        • vendor/laravel/framework/src/Illuminate/Routing/Router.php:961
        • vendor/livewire/livewire/src/Features/SupportPageComponents/SupportPageComponents.php:214
        • vendor/laravel/framework/src/Illuminate/Routing/Middleware/SubstituteBindings.php:42
      • ContentFamilyTrait.php#59premier8msselect * from `articles` where `articles`.`article_series_id` = 5 and `articles`.`article_series_id` is not null and `slug` = 'everything-you-need-to-know-about-investing' and `articles`.`deleted_at` is null limit 1
        Bindings
        • 0: 5
        • 1: everything-you-need-to-know-about-investing
        Backtrace
        • app/Models/Traits/ContentFamilyTrait.php:59
        • vendor/laravel/framework/src/Illuminate/Routing/ImplicitRouteBinding.php:56
        • vendor/laravel/framework/src/Illuminate/Routing/Router.php:961
        • vendor/livewire/livewire/src/Features/SupportPageComponents/SupportPageComponents.php:214
        • vendor/laravel/framework/src/Illuminate/Routing/Middleware/SubstituteBindings.php:42
      • PromotionalBlockCacheMiddleware.php#24premier1.42msselect * from `promotional_blocks` where (`display_from` is null or `display_from` < '2025-06-07 23:28:31') and (`display_to` is null or `display_to` > '2025-06-07 23:28:31')
        Bindings
        • 0: 2025-06-07 23:28:31
        • 1: 2025-06-07 23:28:31
        Backtrace
        • app/Http/Middleware/PromotionalBlockCacheMiddleware.php:24
        • vendor/laravel/framework/src/Illuminate/Cache/Repository.php:427
        • vendor/laravel/framework/src/Illuminate/Cache/CacheManager.php:453
        • app/Http/Middleware/PromotionalBlockCacheMiddleware.php:23
        • vendor/laravel/framework/src/Illuminate/Pipeline/Pipeline.php:209
      • ArticleController.php#22premier700μsselect exists(select * from `brands` where `brands`.`id` is null and `brands`.`deleted_at` is null) as `exists`
        Backtrace
        • app/Http/Controllers/ArticleController.php:22
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:44
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:266
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:212
      • Setting.php#20premier870μsselect * from `settings` where `setting_key` = 'web_donation_link' limit 1
        Bindings
        • 0: web_donation_link
        Backtrace
        • app/Models/Setting.php:20
        • app/Helpers/Settings.php:6
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
      • Setting.php#20premier480μsselect * from `settings` where `setting_key` = 'web_donation_link' limit 1
        Bindings
        • 0: web_donation_link
        Backtrace
        • app/Models/Setting.php:20
        • app/Helpers/Settings.php:6
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
      • Setting.php#20premier560μsselect * from `settings` where `setting_key` = 'web_donation_link' limit 1
        Bindings
        • 0: web_donation_link
        Backtrace
        • app/Models/Setting.php:20
        • app/Helpers/Settings.php:6
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
      App\Models\Setting
      3Setting.php#?
      App\Models\ArticleSeries
      1ArticleSeries.php#?
      App\Models\Article
      1Article.php#?
          _token
          Imxy8FoJzoRiEqZJVWJRPE2CGIkIilkL3G53OCYs
          ClearShow all
          Date ↕MethodURLData
          #12025-06-07 23:28:31GET/article-series/premier-gospel-news/article/everything-you-need-to-know-about-investing38105